“Show me someone who doesn’t think that accounting is a creative profession and I will show you someone who does their own taxes.” – Anonymous

Our firm provides a wide range of personal planning services.  Below is a list of some of those services.  If there is a service you do not see listed, please do not hesitate to enquire.

While in house staff perform most of the following services, where the skill set required is not found in house, we liaise with one or more professionals with whom we have a long term working relationship; please see our “liaisons” tab for additional information.

Personal Financial Planning

We can assist with the compilation of information needed to secure;

• personal loans
• mortgages
• automobile loans or leases
• tax settlements and objections with the Canada Revenue Agency

Investment Review and Strategy

Working closely with a Certified Financial Planner, investment portfolios and holdings can be reviewed to ensure the proper mix of return and risk.  Tax planning and minimization are also discussed in light of the investments held and what can be done to reduce the potential tax burden.

Planning For Those With Disabilities

We have a good understanding of a number of disabilities and how they impact both family and financial life.  Our firm, in conjunction with a local Certified Financial Planner specializing in people with disabilities, both physical and mental, can provide personal planning specific to those with special needs.  Services pertaining to Disability Savings Plans, Henson Trusts, and Inter-vivo Trusts are just some of the services provided.

Home-based Businesses

Running a business from the home has been the perfect solution for many people.  There are several tax rules and regulations that need to be known to ensure that both tax minimization is achieved and ensuring tax traps are avoided.

Elder Care

Private consultations available, please ask for details.

Estate Planning

Death and taxes, they appear to be unavoidable.  Consultations are available to ensure the smooth transition of assets from the estate to the beneficiaries with the goal of income and probate tax minimization.  We work closely with lawyers to assist and give instruction for the compilation of wills, Power of Attorney, and\or instructions for Living Wills.

Estate Liquidation

We directly deal with most of the estate and liquidation companies operating in the Toronto area today.  Options pertaining to asset valuation, disposal, and contracts are covered.

Bankruptcy

While we all try to avoid this option, sometimes it is the best choice when bankruptcy is fully understood and the “fear” factor has been removed.  We have several years’ experience working with some of the best Toronto Trustees of Bankruptcy, guiding individuals and businesses through the process, ensuring proper filings are done and the process is as quick and painless as possible.